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5 Steps for Happy Retirement – Before you Retired: By Hemant Beniwal

5 Steps for Happy Retirement – Before you Retire 1) Plan for your income post retirement – Once you retire, you will not have your regular source of income. You need to plan beforehand on how to take care of your expenses post retirement. Decide on investments that will give you regular returns. Your wealth and returns should be such that they take care of living expenses taking inflation into account. You could start a side business before retirement or make the arrangements for the same so that you can work post retirement. Else you can equip yourself with some skills or brush up on your existing knowledge and skills that can be used post retirement for earning income. If you have your income post retirement sorted, you will be less stressed. You know you can take care of your expenses and fund your lifestyle and also take care of emergencies. Your investment portfolio should be such that it is diversified and protected from risks in different markets. It should be a mix

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GOI Web Directory Indian

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U.S. Fed Signals December Hike On Track A Day Before Trump Announces Fed Chair

(Bloomberg) -- Federal Reserve officials voted unanimously to leave interest rates unchanged while signaling they remain on track to hike once more this year, a day before President Donald Trump plans to unveil his choice to lead the U.S. central bank. Recent data indicate that “the labor market has continued to strengthen and that economic activity has been rising at a solid rate despite hurricane-related disruptions,” the Federal Open Market Committee said in a statement Wednesday following a two-day meeting in Washington. Officials gave no sign that their expectations for a third interest-rate increase this year have been derailed. The Fed repeated its assessment that while inflation may “remain somewhat below 2 percent in the near term,” it’s expected to stabilize around the central bank’s 2 percent objective “over the medium term.” The statement is likely to reinforce expectations for a December hike. Pricing in federal funds futures contracts prior to the